Daniel M.
Rebuilding after Ch.13 discharge
Product: Apple Card primary $25k + Credit Sweep
Order placed at 9:14am. As a credentialed data furnisher we pushed the $25k Apple Card primary straight to Experian, Equifax, and TransUnion — live on all three in twenty-six hours, not the 30–60 day broker wait. The Credit Sweep cleared all five negatives the same day. The score follow-through (a 552→709 mid-FICO) landed later and varies by file; the posting is what we guarantee.
I ordered Tuesday morning. By Wednesday afternoon the line was live on all three bureaus. I'd been quoted 'four to six weeks' everywhere else.